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Fire Damage Reconstruction in South Florida

From framing to finishing, we rebuild what the fire took — as a licensed Florida contractor, with a single point of contact and one unified insurance claim.

(800) 538-1483Free Assessment
24/7 Emergency ResponseLicensed & InsuredDirect Insurance Billing
Fire damage reconstruction and rebuild work on a South Florida property by Titan Fire Restoration
24/7 Emergency Response
Crews stationed across the tri-county area
Licensed & Insured
Florida licensed restoration contractor
Insurance Specialists
We document, meet adjusters & bill direct
One Team, Start to Finish
Cleanup through full reconstruction

Seamless Transition From Cleanup to Rebuilding

Because Titan Fire Restoration is a fully licensed contractor in Florida, you don't need to hire a separate company to rebuild your property once the cleanup is finished. We handle the entire process — from the initial emergency response through the final coat of paint — with a single point of contact and a unified insurance claim. There are no gaps in accountability and no disputes between your restoration company and your builder.

We work directly with your insurance adjuster from the first day, ensuring all structural repairs are documented, properly scoped, and executed to current Florida building code. Our project managers attend adjuster walkthroughs and respond to supplement requests so you don't have to navigate the process alone.

What Our Fire Damage Reconstruction Covers

  • Structural framing: Replacement of fire-damaged load-bearing walls, floor joists, roof trusses, and sheathing to code specifications.
  • Roofing: Complete roof replacement or repair, including decking, underlayment, and finished roofing material — critical in South Florida's hurricane exposure zone.
  • Electrical systems: Rewiring of circuits, panel replacement, and restoration of outlets and fixtures to current NEC standards.
  • Plumbing: Replacement of heat-damaged supply and drain lines, fixtures, and water heaters.
  • HVAC: Replacement or restoration of air handlers, ductwork, and condenser units affected by fire, heat, or smoke.
  • Drywall and insulation: Installation of new drywall, taping, texturing, and insulation to match existing finishes.
  • Flooring: Replacement of fire or water-damaged tile, hardwood, vinyl plank, or carpet throughout affected areas.
  • Cabinetry and millwork: Custom cabinet replacement, trim installation, and finish carpentry to restore kitchens, bathrooms, and living spaces.
  • Painting and finishing: Priming, sealing, and painting all restored surfaces with odor-blocking products where needed.

Ready to rebuild? Talk to a licensed contractor today.

One company handles your entire fire recovery — cleanup through reconstruction — across Miami-Dade, Broward, and Palm Beach counties.

Call (800) 538-1483Request a Free Assessment

The Fire Reconstruction Process

  • Damage documentation: Our estimators photograph and measure all structural damage, generating a detailed Xactimate scope that serves as the basis for your insurance claim and our build schedule.
  • Permitting: We pull all required permits with local building departments across South Florida, ensuring your reconstruction is legal and will pass inspection.
  • Build schedule: You receive a written timeline with milestones so you know when each phase of work begins and ends.
  • Inspections: All required municipal inspections are coordinated by our team throughout the build.
  • Final walk-through: We conduct a punch-list inspection with you before closing the job to confirm every item meets your expectations and our quality standards.

How Much Does Fire Damage Reconstruction Cost?

Reconstruction pricing is driven entirely by scope: how much of the structure was lost, which systems (electrical, plumbing, HVAC, roofing) were affected, and the finish level required to restore the property to its pre-loss condition. A single-room repair sits at the low end, while a whole-structure rebuild after a major fire is a far larger project. Because reconstruction follows a covered fire loss, the work is usually funded by your homeowners or commercial property insurance — so your practical cost is often limited to your deductible. We provide a detailed, line-item written estimate before we start so you know exactly what is included.

Is Fire Reconstruction Covered by Insurance?

When a fire is a covered loss, your policy generally pays to rebuild the property to pre-loss condition, up to your coverage limits. The claim runs more smoothly when the rebuild scope is prepared in the format carriers expect. Our estimators use Xactimate — the industry-standard pricing tool — to build scopes that adjusters recognize and accept. When damage that was hidden behind finishes is uncovered during demolition, we prepare and submit supplements directly, keeping the claim on track and helping you realize the full benefit of your coverage.

Licensed and Code-Compliant in South Florida

Florida's building codes are among the most stringent in the country, particularly regarding wind resistance and hurricane mitigation in coastal counties. Our licensed team builds to current Miami-Dade, Broward, and Palm Beach county requirements, ensuring that your rebuilt property meets or exceeds the standards required for occupancy and insurance coverage. All work is performed under our general contractor license, and every required municipal inspection is coordinated by our team so nothing stalls your return home.

Related Services

Reconstruction is the final step in a complete fire recovery. We handle every phase before it as well:

Service Areas

We perform fire damage reconstruction throughout South Florida, including Fort Lauderdale, Miami, Boca Raton, Hollywood, Coral Springs, Pembroke Pines, and Weston.

Fire Damage Reconstruction FAQs

Reconstruction cost depends on the scope of the rebuild — how much framing, roofing, electrical, plumbing, and finish work needs to be replaced. A contained repair to a single room may run a few thousand dollars, while rebuilding a heavily damaged home can reach into six figures. Because reconstruction follows a covered fire loss, the work is typically paid by your homeowners or commercial property insurance, with your out-of-pocket cost often limited to your deductible. We provide a detailed written estimate before any work begins.

Yes. When a fire is a covered loss, your policy generally pays to rebuild the structure to its pre-loss condition, subject to your coverage limits and deductible. We build our scopes in Xactimate — the industry-standard estimating platform adjusters use — so our numbers align with what your carrier expects. When supplements are needed for damage discovered during demolition, we handle them directly so the claim stays on track.

No. Titan Fire Restoration is a licensed Florida contractor, so we carry your project from emergency response and cleanup straight through reconstruction. Keeping everything under one company means one point of contact, one insurance claim, and no gap in accountability between a cleanup crew and an outside builder.

Timelines depend on the size of the rebuild and local permit turnaround. A contained repair may take a few weeks, while a major structural rebuild can run several months. Permitting and municipal inspections in Miami-Dade, Broward, and Palm Beach counties add time that varies by jurisdiction. You receive a written schedule with milestones up front and progress updates throughout the build.

Yes. All reconstruction is performed to current Florida building code, including the wind-resistance and hurricane-mitigation requirements that apply in coastal counties. We pull the required permits, coordinate every municipal inspection, and perform a final punch-list walkthrough so the finished property is legal, safe, and ready for occupancy and insurance coverage.

One Company. Complete Recovery.

From emergency response to the final coat of paint — licensed, insured, and handling your insurance claim start to finish.

Call (800) 538-1483Request a Free Assessment
Call Now: (800) 538-1483